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You will normally need to choose a secured credit card and make a security deposit that will function as your initial credit limit if you're looking for guaranteed acceptance credit cards with $1,000 limits for those with low credit. Your credit limit could be raised by some lenders after six consecutive on-time monthly payments.



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The Chase Sapphire Preferred® Card, which some claim provides a $100,000 limit, is the card on our list with the highest reported limit. Additionally, the First Tech Odyssey RewardsTM World Elite Mastercard®, a credit union rewards card, has an advertised maximum credit limit of $100,000.

Is a $1,000 credit line a good idea?



If your credit is fair to good, a $1,000 credit limit is a smart idea because it is significantly higher than the lowest available limits while still being far lower than the highest. Overall, the average credit card limit is about $13,000. To receive a limit that large, you normally need good or great credit, a high income, and little to no existing debt.



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